Who pays for diapers? Not you!

Being a parent is expensive enough. Join the waitlist for the only card that can turn your everyday spend into free diapers with an option to save for the future. With no annual fee, it truly is a no-brainer. And did we mention that the card comes with 3 FREE† boxes of diapers.

† If you qualify for and spend $1 using the card.

Existing cardholder? If you received the email invite to apply for your card and were approved (i.e. you have a card already) click below to access your statement, rewards ledger and special offers.

Join The Waitlist

We're releasing the card in waves to assure a great experience for early adopters.

Add yourself to the list for an early invite and secure 9,000 bonus points upon approval and making an eligible purchase during any of the first three billing periods (good for 3 FREE boxes of diapers).

There is also a simple way to get bumped up the list - refer your friends.

Save today, invest for tomorrow

Our card is designed to ease the burden of diapering by rewarding new holders with free diapers and the ability to turn everyday purchases into more free products.

When done diapering, our partnership with EarlyBird™ allows card holders to convert points into cash and transfer into a minor custodial account specifically designed for tax-optimized growth and held at a SIPC-insured member brokerage.


The card features 3 free diaper boxes, delivered via our retail partners such as Walmart.

For every $1 charged in the future, members earn two Perks™ points, redeemable for diapering products. Members earn double points per $1 spent on DYPER.COM.


Members can opt to transfer Perks™ points into their EarlyBird™ account. Choice can be made at any time, even before ending the diapering stage.

Growth can be tax-advantaged, as earnings are taxed at minor's rate, which is typically much lower than parent's. Other family members can also contribute to maximize growth for the future.

DYPER is not a bank. DYPER Card is issued by Evolve Bank & Trust, pursuant to a license from Mastercard International. The credit card is subject to credit approval. Rewards are offered and managed by DYPER.
‍EarlyBird program is operated by EarlyBird Central Inc., an SEC-registered Investment Advisor. Brokerage services are provided to clients of EarlyBird Central Inc. by Apex Clearing Corporation, an SEC-registered broker-dealer and member FINRA. Apex Clearing Corporation is a member of SIPC. SIPC protects against the loss of cash and securities held by a customer at a financially-troubled SIPC-member brokerage firm. The limit for SIPC protection is $500,000. For details, please see www.sipc.org.

Important Disclosures:
Investing involves risk, including loss of principal. Read more

Kinder card

Kinder card

We wanted to design a card that is simple to get, simple to use and simple to realize benefits.

The card carries no annual fee. And using it requires no PhD in math.

Spend $1 at your gas station, grocery store, restaurant or even pay rent to earn two Perks™ points. Spend on DYPER.COM and earn four points instead.

Redeem points by purchasing the DYPER products you want at your local Walmart store, Walmart.com or Amazon.

Submit proof of purchase by snapping a picture of your receipt. Our system will validate the purchase and credit your account.

How to get going

Join the waitlist

Add your name to the list to be among the first to get an invite.

Get invited

We will be in touch in the coming weeks when it's your turn to apply.

Put “save for the future” on the done list

Put “save for the future” on the done list

Open or connect your child's first investment account with EarlyBird™, the most meaningful way to save for the future with family and friends.

Fund your child's future by transferring from your card to your account in $10 increments. Your baby's wealth could grow to $25,000 at age 18 if you invest just $40/month, considering the historical average rate.

Any hypothetical performance shown is for illustrative purposes only. Such results do not represent actual results and do not take into consideration economic or market factors that can impact performance. Actual clients may achieve investment results materially different from the results portrayed. Chart assumes an 8% annual return and an additional $1,000 in annual contributions from family and friends under the EarlyBird projection.

A few quick answers

Where can I use the card?

Our card is operating on Mastercard platform, making it one of the most accepted payment cards. More than 8,000,000 merchants will accept our card in US; card is accepted in more than 200 countries, so don't leave your home without it.

Do I have to go to the store to redeem?

No, although you may like the experience. However, you can order your free or redemption diapers on Walmart.com or Amazon.com and have them delivered, sometimes even the same day.

Click here for our DYPER Card™ point redemption values.

Why is this different than cash back?

Our card is simple and kind. Spend $600 get a free pack of diapers. Spend a bit more, just $1,500 a get a large box of diapers. Double that in a given month and never have to pay for diapers again.

What's the deal with EarlyBird?

EarlyBird is one of the best ways to save for your child's future needs, including college or first home.

EarlyBird is an independent entity and opening an account is not a requirement for using the card. When you want to transfer earnings, you will need to open a new account or connect an existing one.

Please visit getearlybird.io for additional information, terms and conditions of their offering.

Existing holder? Access your statement, rewards ledger and special offers.